This table features the top ten regular savings accounts based on the Gross AER on savings of £50, therefore indicating the most competative rates available at this level. This table excludes any restricted availability or 'existing customer only' accounts.
| Provider |
Product |
Gross AER - £50 |
Interest payment frequency |
Bonus payment conditions |
Minimum monthly saving (£) |
Maximum monthly saving (£) |
Transactions at branch |
Minimum age |
|
HSBC
|
Regular Saver Ex/C
|
8%
|
maturity
|
na
|
£25
|
£250
|
yes
|
16
|
|
Santander
|
Super Fixed Rate Monthly Saver Issue 9 Ex/C
|
6%
|
maturity
|
na
|
£20
|
£250
|
yes
|
18
|
|
Chorley & District Building Society
|
Santa Saver Ex/C
|
5%
|
annually
|
na
|
£1
|
£150
|
yes
|
18
|
|
First Direct
|
Regular Saver Ex/C
|
5%
|
maturity
|
na
|
£25
|
£300
|
no
|
18
|
|
Norwich & Peterborough B.Soc.
|
Family Regular Saver Step 1
|
5%
|
annually
|
12 credits & 1 w/d p/a
|
£1
|
£250
|
yes
|
|
|
Nottingham Building Society
|
Branch Fixed Rate Regular Saver Issue 1
|
5%
|
annually
|
na
|
£10
|
£100
|
no
|
16
|
|
Stroud & Swindon Building Society
|
Regular Saver Plus Account 2
|
4.5%
|
annually
|
12 credits and no > 1 w/d
|
£10
|
£250
|
yes
|
16
|
|
Buckinghamshire Building Society
|
Chiltern Gold Builder
|
4.12%
|
annually
|
na
|
£25
|
£250
|
yes
|
|
|
Cheshire Building Society
|
Monthly Saver (Step 1)
|
4%
|
annually
|
na
|
£10
|
£250
|
yes
|
|
|
Derbyshire
|
Monthly Saver (Step 1)
|
4%
|
annually
|
na
|
£10
|
£250
|
yes
|
|