Current accounts Best Buys table

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Best buys table for Current/cheque Accounts

Provider / Broker Product Gross AER % - £1,000 Interest payment frequency Minimum monthly credit (£) Monthly charge (£) Authorised overdraft APR/EAR % Unauthorised overdraft APR/EAR %
Santander Current Account Preferred In-Credit Rate 5% monthly £1,000 £0 19.9% 28.7%
Lloyds TSB Classic Plus Current Account 2.5% monthly £1,000 £0 18.9% 18.9%
Bank of Scotland Cardcash (Youth) 1.51% monthly None £0 na 29.8%
Halifax Cardcash (Youth) 1.51% monthly None £0 na 29.8%
Coventry Building Society Coventry First 1.1% monthly £1,000 £0 na na
Smile Current Account .12% monthly None £0 15.9% 15.9%
Bank of Ireland (NI) Clear Account - Level 3 .1% annually None £0 14.5% 26.5%
Citibank Citibank Access Account .1% monthly £1,500 £0 13.9% 29.8%
Cumberland 24/7 Current Account (Youth) .1% annually None £0 na na
First Trust Bank (NI) Plus Current Account .1% monthly £1,200 £0 ul ul
AER - Annual Equivalent Rate
O/D - Overdraft

na - not applicable
ns - not stated
ul - unlimited

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